When you apply for student loans and grants, you have to submit information proving you meet the eligibility requirements. You can apply for student aid from multiple sources with a single application, known as the Free Application for Federal Student Aid (FAFSA). A FAFSA application covers almost all federal grant and loan programs. 

You must complete and submit your FAFSA to apply for federal student loans, grants, scholarships, and work-study programs. The Department of Education uses the FAFSA to determine who qualifies for financial aid and what type. It determines your “expected family contribution,” or the amount the government believes your household can pay toward educational expenses.

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Learn How to Apply for Federal Student Aid
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You will need to submit a completed FAFSA application each year you want to receive financial assistance before that year’s deadline. There are three deadlines to keep in mind:

  • The school’s deadline – colleges and universities often set their own deadlines for receiving FAFSA information
  • The state deadline – many states have their own deadlines
  • The federal deadline – this is the last deadline and takes place June 30 for that particular academic year

You can complete and submit your application online through the Federal Student Aid website. 

The government awards FAFSA grants based on need, which is why the application requires financial information about you and your parents (if you are a dependent student). For instance, students whose FAFSA shows a low income may be more likely to receive grants. 

Some documents and information you may need to complete your FAFSA application include:

  • Your Social Security Number or Alien Registration Number if you are not a U.S. citizen.
  • Your Federal Student Aid (FSA) ID to sign your online application. 
  • Your driver’s license or identification card number. 
  • Your and/or parent’s federal income tax returns, W-2s, and other records of money earned. 
  • Bank statements and records of investments if applicable.
  • Records of untaxed income and assets if applicable.
  • List of schools you are considering attending.  

Your parents’ information is only necessary if you are a dependent student. You are a dependent student if you are a dependent on your parents’ taxes, younger than 24, unmarried, never served in the military, and do not have children.

The government considers you an independent student if you are at least 24 years of age, are married, have served in the military, or are pursuing a post baccalaureate degree. 

Keep in mind that the FAFSA is only used for financial assistance through federal grant and loan programs.

You may choose to also apply to private lenders and organizations.

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